Eugene, Oregon · PIP Insurance Accepted · We Verify Coverage First

Auto Accident Massage in Eugene — We Bill Your PIP Insurance. You Focus on Healing.

Oregon's Personal Injury Protection law means your auto insurance covers massage therapy after a car accident — often with zero out-of-pocket cost. Call us first and we'll verify your benefits, walk you through what we need, and get you scheduled once everything is in order.

Oregon PIP Accepted
We Bill Insurance Directly
Physician Referral Required
Coverage Verified Before Scheduling
1011 Valley River Way, Ste 106, Eugene OR 97401
Tue–Fri: 9am–7:30pm  |  Mon: 9am–5pm

Your Auto Insurance Was Built to Pay for This

Oregon law requires every auto insurance policy to include Personal Injury Protection (PIP) coverage. PIP is designed specifically to cover medical treatment — including massage therapy — after a car accident, regardless of who was at fault.

Most people don't realize how broad their PIP coverage is. Massage therapy is an explicitly covered medical treatment under Oregon PIP. That means your insurance company is already contracted to pay for the treatment you need — you just need to know how to use it.

We've worked with PIP cases many times and know how to navigate the billing process. You bring your claim information, we verify your benefits, and we bill your insurance directly. Most clients owe nothing out-of-pocket for PIP-covered sessions.

Oregon PIP at a Glance

Oregon's no-fault PIP coverage applies to medical expenses from a car accident regardless of who caused it. Here's what that typically means for massage:

$15k+
Minimum PIP medical benefit required by Oregon law
$0
Out-of-pocket cost for most clients with active PIP coverage
At-fault
Doesn't matter — PIP covers you regardless

How the Process Works — Step by Step

1

Call Us With Your Claim Info

Call us and have your claim number, insurance company name, and adjuster's name and contact information ready. We verify your PIP coverage before anything is scheduled.

2

Get a Physician's Referral

We require a written referral from your attending physician prescribing massage therapy and specifying the number of sessions recommended. Your doctor can fax it directly to us at (541) 897-8112.

3

We Schedule. We Bill. You Heal.

Once coverage is verified and your referral is received, we get you on the schedule. We handle all billing to your PIP carrier — most clients owe nothing out-of-pocket.

What we need before scheduling: Claim number, insurance company name, adjuster's contact information, and a physician's written referral prescribing massage therapy with a session recommendation. Referrals can be faxed to (541) 897-8112.

For Referring Physicians & Providers

Please fax referrals to (541) 897-8112. Referrals should include the patient's name, diagnosis, massage therapy prescribed, and number of sessions authorized. Questions? Call us at (541) 514-4819.

Why You Shouldn't Wait to Start Treatment

  • Soft tissue injuries are easiest to treat in the first weeks after a crash
  • Scar tissue forms quickly and hardens over time, making treatment harder
  • Compensation patterns set in as your body guards around the injury
  • PIP benefits are time-limited — don't let coverage expire unused
  • Untreated whiplash is a leading cause of chronic neck pain
  • Early intervention means fewer total sessions needed

The Window for Easy Recovery Is Narrow

Car accidents create soft tissue injuries that change over time. In the first days and weeks after a crash — the acute and sub-acute phases — the tissue is inflamed and reactive, but it's also most responsive to therapeutic intervention.

If treatment is delayed, the body adapts. Scar tissue forms in the injured area. Muscles around the injury tighten to protect it. Movement patterns shift to work around the restriction. What started as a soft tissue strain can become a chronic movement dysfunction that takes months of consistent work to unwind.

Starting massage therapy early — when PIP is covering it — is one of the most cost-effective decisions you can make for your long-term recovery. Don't wait until you see whether the pain "gets better on its own." Most of the time, it doesn't.

Call (541) 514-4819 Now

Common Car Accident Injuries We Address

Auto accidents create predictable patterns of soft tissue injury. Our movement-first approach identifies exactly what your body sustained — not just where it hurts.

Whiplash & Cervical Strain

The most common auto accident injury. Deep tissue and myofascial work to release the neck and upper back patterns that form immediately after impact.

Upper Back & Shoulder Injury

Shoulder and upper trap tension from bracing, airbag impact, or seatbelt loading. Often overlooked in the focus on the neck.

Low Back Soft Tissue Strain

The lumbar spine and surrounding musculature absorb significant force during a collision. Assessment identifies what's restricted and what needs treatment.

Post-Accident Headaches

Many post-accident headaches originate from sub-occipital and cervical tissue restriction — highly responsive to focused myofascial and deep tissue work.

Hip & Pelvic Strain

Impact forces travel through the pelvis and hips. Restrictions here affect how you walk and how your spine loads, creating secondary pain patterns.

Chest & Rib Tension

Seatbelt loading and bracing create anterior chest restriction that affects breathing, posture, and shoulder function well after the accident.

Movement-First Accident Recovery, Not Generic Massage

Most massage clinics offer relaxation massage for accident injuries. We don't. Every session at Movement Improvement begins with an assessment — we want to understand the exact pattern of injury your body sustained before we touch it.

A car accident doesn't create a single isolated injury. It creates a cascade of soft tissue responses: some areas guard, others brace, movement patterns shift to protect the injured structures. Treating only the area that hurts misses most of the picture.

We use a combination of deep tissue massage, myofascial release, and therapeutic cupping to address the full pattern your accident created — not just the most obvious symptom. That's what creates real recovery.

What Every PIP Session Includes

  • Intake assessment to document your injury pattern
  • Targeted deep tissue work on affected areas
  • Myofascial release for connective tissue restrictions
  • Cupping for decompression of adhered layers
  • Documentation of progress for your insurance file
  • Referrals to other providers when needed
  • Direct billing to your PIP carrier

Results That Speak for Themselves

★★★★★

"Josh Pugh of Movement Improvement is a gift to those who suffer from chronic pain. He goes above & beyond when dealing with clients with different ailments. On my visit today I went in in severe pain. By the end of my session, I was relieved from the majority of my pain."

— Google Review

★★★★★

"Josh is fantastic! I was on vacation with two ribs out of place, in considerable pain. He worked me into his schedule and fixed me. What a relief! I have been pain-free ever since."

— Google Review

★★★★★

"Absolutely incredible staff. Kaylyn was able to provide headache relief that I didn't even know was possible. Her knowledge clearly comes from years of specialized training in pain-management massage."

— Google Review

Submit Your Insurance Verification

Fill out the form below and we'll verify your PIP coverage before scheduling. Most verifications are completed within one business day — we'll call you once we've confirmed your benefits.

Auto Accident Massage & PIP Insurance — FAQ

Yes. Oregon's PIP law requires every auto insurance policy to cover medical expenses including massage therapy after a car accident, regardless of fault. Most Oregon PIP policies cover massage sessions up to your policy's benefit limit, which is a minimum of $15,000 under Oregon law.
Yes — we require a written referral from your attending physician before scheduling PIP-billed sessions. The referral must specifically prescribe massage therapy and include the number of sessions recommended. Your doctor can fax the referral directly to our clinic at (541) 897-8112. If you haven't seen a physician yet after your accident, that's your first step — both for your health and to establish the documentation your claim will need.
As soon as possible — ideally within the first week. Soft tissue injuries respond much better to early treatment before compensation patterns and scar tissue have time to develop. PIP benefits are also time-limited, so it's important not to let coverage expire while you're waiting to "see how it feels."
Three things: (1) your claim number, insurance company name, and adjuster's name and contact information; (2) a physician's written referral prescribing massage therapy and specifying the number of sessions — your doctor can fax it to (541) 897-8112; and (3) a phone call with us so we can verify your coverage before putting you on the schedule. We don't schedule PIP cases blind — verifying first protects you from any billing surprises.
This depends on the severity of your injury, how soon after the accident you start treatment, and how your body responds. Many clients see significant improvement in 4–8 sessions. We'll give you an honest, personalized recommendation at your first appointment and update it as we see how you're progressing.
PIP is no-fault coverage — it applies regardless of who caused the accident. Your own PIP covers your own medical expenses whether you were at fault or not. This is one of the most misunderstood aspects of Oregon PIP: you don't have to wait for liability to be determined to start treatment.

Ready to Start Your PIP Recovery? Call Us First.

We verify your coverage and walk you through what we need before anything is scheduled. The sooner you call, the sooner we can get you on the path to recovery.